First Card Payments – Bail Bonds Merchant Accounts

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Bail Bonds Merchant Accounts

First Card Payments has over 20 years of experience as an online merchant processor for bail bonds businesses.

While previously a cash-only business, the bail bond industry has increasingly accepted credit cards as a form of payment for their business over the last several years. Obviously, the ability to accept credit cards is a big plus for this billion-dollar industry, but banks have not made it easy. In order to be able to accept credit card payments, you need to partner with a reliable payment processing company to open a high-risk bail bonds merchant account.

Although it may be true that the bail bonds industry is considered high risk, it’s also true that there are certain banks and ISOs that are more than happy to do business. That’s where First Card Payments comes to assist!

We have worked with bail bonds companies to provide high-risk merchant accounts and watched as our clients’ businesses have soared. We can help you do the same. We are your partners in chargeback mitigation as well as secure payment gateways and processing.

You focus on building your business and leave the payment processing to our experts at First Card Payments.

Benefits of Bail Bonds Merchant Accounts:


Better Service

Fast & easy approval. Personal FCP consultant.

Better Fees

Up to 25% off the markup on your current fees. No early termination fees or cancellation fees.

Better Relationships

Benefit from our relationships and network. You are our top priority.

Better Quality

Consultation to prevent and mitigate chargebacks. Encrypted and easy-to-use online merchant processing gateways.

Bail Bonds Merchant Accounts with FCP

T he one big drawback to a bail bonds merchant account is the higher risk associated with this client type as well as the collateral involved. The potential for flight as well as increased chargebacks and inconsistent cash flow are constant worries. While you concern yourself with the flight risks, we’ll work with banks and ISOs, provide chargeback prevention tips and mitigation, and work with you to find solutions to payment problems.

We also believe that a payment gateway provider is essential. When you partner with First Card Payments for your bail bonds merchant account, you’ll receive numerous benefits to help your business succeed.

  • While banks and ISOs set minimum fees without setting a limit, FCP can take up to 25% off those fees for bail bonds merchant accounts.
  • Not only do we offer ways to prevent chargebacks in the first place, but our experts will help you successfully dispute a chargeback and resolve it to your benefit.
  • Payment gateways are fully encrypted, reliable, and easy to use. Additionally, FCP provides web development for all payment gateways.
  • You can expect honesty and transparency in all our interactions.

You will need a merchant service provider that specializes in payment processing for high-risk industries such as bail bonds. First Card Payments is that provider.

Our Process

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Collect Bonds Safely & Easily with First Card Payments

Certain banks and ISOs will approve a merchant account for you. Good news, right? Not always. Now you find out the volume amount is much lower than you desire, there is a high reserve or there are high fees.

We work almost exclusively with businesses considered high risk. We have excellent relationships with 30+ different banks and ISOs that would approve high-risk bail bonds merchant accounts. We have the experience, know-how, and, quite frankly, the connections to obtain quick approval for your company with the best terms and rates available for the bail bond industry.

Many companies promise you results and fall very short of their promise to you. What good is having a merchant account that doesn’t deliver? Let us introduce your bail bonds business to the right banks and ISOs that will provide you with enough volume for the month in addition to great fees and terms! As a business owner, you don’t want to waste time applying to the wrong banks and ISOs until you find the one that is best for your business.

Not only would that be a tremendous waste of your valuable time, but it will also negatively affect your credit; multiple application submissions can hurt your chances of receiving a merchant processing account. Trust the expertise of First Card Payments to expedite your approval at the very best rates and terms available. That’s our promise to you!

Open up your high-risk bail bonds merchant account with First Card Payments and benefit from our experience.

How to Apply For a Bail Bonds Merchant Account

If you have already tried applying for a merchant account, you probably realize by now how difficult it is to secure one for a bail bonds business because it’s considered a high-risk venture. Traditional banks would usually stay away from this industry primarily due to inconsistent cash flow, but the industry has evolved.

The experts at First Card Payments will guide you through the bail bonds merchant account application process to ensure a greater chance of approval.

Prepare all the necessary documents.

Before you can apply for a bail bonds merchant account, you need to prepare some paperwork to back up your credibility as a business. This includes a valid, government-issued identification card, bank statements as well as processing statements for the last three months, if applicable, a bank letter or pre-printed voided check, a fully operational website, and your SSN or EIN.

Having these documents ready can streamline your application process and have a better chance for approval.

Clean up your finances.

After submitting your application, underwriters will conduct a review of your business to determine if you are worthy of a high-risk bail bonds merchant account or not. These professionals usually look into your financial health to assess whether or not you are managing your money well.

They will check your credit score, bank statements, credit card processing history, and even your website as well as any red flags that could reduce your chances of getting approved for an account.

So before you apply, make sure that you don’t have any unpaid bills or late payments, negative bank account balances, or a high chargeback rate.

Clarify return and refund policies.

One of the reasons a bail bonds business is tagged as a high-risk merchant is the likelihood of high chargeback rates. But you can actually avoid this hassle by making sure that your return and refund policies are clearly stated on receipts, contracts, the website, and so on to avoid confusion and establish expectations with customers and clients.

It’s also very important to strengthen good payment processing practices such as saving signed receipts, using the Address Verification Service (AVS) for online purchases, and a Card Verification Value (CVV) that will help protect you against processing stolen credit cards.

Apply Today!

Offering bail bonds is definitely a high-risk business because you are never assured that a client is capable of paying you back. But being tagged as a high-risk merchant doesn’t necessarily mean that you won’t be able to get a good payment processing account from a reputable merchant account provider.

You just need to prepare for your application, answer questions honestly and concisely, work with the right people, and make sure that you have documents to prove your claims.

This way, you will surely get approved for a high-risk merchant account that will help your business in more ways than you can imagine.


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