Nutraceutical Merchant Accounts

Fast Approval + 25% Lower  Fees

First Card Payments has over 20 years experience as an online merchant processor.

Nutraceutical companies struggle to find nutraceutical merchant accounts because the industry still struggles to find legitimacy from the lack of health care regulation by the government. But that shouldn’t stop nutra companies from selling to customers that need quality products.

Even though the nutraceutical industry is thriving and helping millions of people find the supplements they need to lead a happy and healthy life, the lack of government oversight has made it difficult for owners to obtain merchant accounts.

Nutraceutical companies are considered high risk because at any moment, a new government regulation could forever change the way that business is conducted.

To combat this, First Card Payments recommends that you obtain multiple merchant accounts for nutraceutical businesses – backups that are there just in case there is any interruption in services.

With bank & ISOs guidelines and regulations constantly changing, as well as all the different types of nutra products, you can see why you need to stay a couple of steps ahead of the game.

Click to Call - (877) 441-6801 

Nutraceutical Merchant Account Consulting

Nutraceuticals - The cure all. Get super lean or increase your brain function: use natural products that have better results than pharmaceuticals. It sounds too good to be true and some companies use illegitimate marketing tactics that have spoiled the industry for the rest of us.

The FTC has strict guidelines for companies selling products that do not work as advertised.

It’s common for companies to market their product as the best in the world; a product that could change your life! And that means that nutraceuticals fall into a gray area. You have to be aware of how you market your products, so you are not breaking any rules the FTC has set.

At First Card Payments, we work with you to ensure that your company maintains a healthy merchant account status, and that you are not falsely labeled by any governing bodies. Our team has years of experience working with nutra companies, banks and ISOs. We can and we will guide you through these regulations to make sure you are always compliant, and you never have to risk losing your high risk merchant account.

Types of Nutra Solutions We Provide

We can accommodate all nutra sales. Through our network, we have solutions that will accept almost all nutra.

  • Nutra straight sales
  • Nutra trails and offers
  • Nutra continuity accounts
  • Nutra subscription accounts

Nutra Companies We Service:

  • Dietary supplements
  • Weight loss Garcinia Cambogia Extract
  • Different types of vitamins and minerals
  • Natural Male Enhancements
  • Nootropics - Brain and Cognitive enhancers
  • Workout and sport supplements
  • CBD products
  • And all other nutraceuticals


Just because nutra is considered high risk, it doesn’t mean you must pay high fees for merchant services. We offer a fee structure that is 25% less than the competition and we get those fee reductions for 99% of our nutra clients.

First Card Payments works with your existing ecommerce, CRM, and marketing automation system. Our software can be integrated with all your existing software and applied directly to your website’s shopping cart. We provide a payment gateway that is secure, easy to use, and perfect for a high risk merchant account.

Why High Risk

The nutraceutical industry is projected to be worth $300 billion by 2021, but even so, it’s still considered a high-risk industry by the banks.

It’s a simple case of a few bad apples spoiling the bunch. Some nutraceutical type companies are amazing! They provide quality products that work as advertised.

But there are many other nutra companies that offer terrible products and make impossible promises they cannot keep. Companies promise the world and when they don’t deliver, their customers want their money back, hence chargebacks. That’s the most common reason nutra companies are considered high risk.

But there are also subscription based nutra companies that will receive chargebacks because customers forget they were being billed monthly. This is not the fault of the company, but inevitably, chargebacks will occur.

Finally, some nutra customer accounts are created using fraudulent credit cards.  

That’s why it is important to have a company like First Card Payments to guide you through the tricks of the trade to mitigate these types of situations. We have a full suite of chargeback prevention solutions available to our clients. As well, we have the experience and expertise as to techniques used in the industry to keep those inevitable chargebacks low and even prevent them from occurring.

We are your partner in providing a nutraceutical merchant account that lasts.

Besides chargeback mitigation programs, there are other basic techniques that help avert chargebacks from occurring. Excellent customer service, plus following through with timely emails, as well as options for customer refunds. For example, the Customer Service Department can ask customers about their satisfaction, this way customers not satisfied with their purchase can be refunded before they have a chance to cause a chargeback. In the nutraceutical industry, like it or not, refunds are just part of doing business.

Why First Card Payments

  • No application or setup fees, unlike just about everybody else. We don’t believe in nickel and diming you or hiding fees.
  • Most times there will be no early termination fees or cancellation fees, which means this agreement is month to month, so you can leave anytime without consequences.
  • Whether you’ve been in business many years or you have at least 6 months of prior processing history, 99% of the time, First Card Payments will save you a minimum of 25% of the markup off your current fees.
  • Over the past decade we have accumulated over 30+ relationships with banks and ISOs. Some of these relationships are personal, directly with the owners, presidents, and CEOS of these companies. This can only be a big advantage for approvals that may need special considerations.
  • No matter the situation- termination reasons (high chargebacks, bad credit, card not present (CNP)) -we have additional solutions that will accept almost any situation.
  • We offer an encrypted and easy to use credit repair gateway.

Call us to get started and be approved for a nutraceutical merchant account in just a few days!

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