First Card Payments > Merchant Support  > Top Reasons Why Your California Business Needs a High-Risk Merchant Account

Top Reasons Why Your California Business Needs a High-Risk Merchant Account

When you’re building a business in California, you need to be smart about every move you make. Since the competition is tough and the market is so diverse, you have to make sure that your decisions lead to better brand exposure, increased sales, and a larger clientele. This can be particularly difficult for certain industries, which is why your California business needs a high-risk merchant account.

High-risk merchants tend to have a greater chance of chargebacks than other merchants for a number of reasons. As such, traditional banks and financial institutions usually shy away from accepting high-risk merchants so you need to find high-risk merchant account providers that understand the types of industries typically turned away from the banks.


How Your California Business Benefits from a High-Risk Merchant Account

While there are many challenges high-risk businesses face, there are ways to adapt and help your business run smoothly. The benefits of high-risk merchant services can help your California business thrive in the current climate.


Offer more payment options to customers.

Your California business needs a high-risk merchant account because you can offer more payment options to customers including cash, debit, credit cards, and even checks. As more consumers are using credit cards instead of cash, you can also offer recurring billing depending on your business model.


Expand your clientele internationally.

With a high-risk merchant account, you have the opportunity to expand and handle international clients in the future with the ability to accept various currencies depending on the market that you’re targeting. This makes it more convenient for clients to shop on your website and easier for you to process payments.


Make your business more secure.

Security issues like payment fraud are some of the biggest reasons traditional financial institutions hesitate to back risky businesses. High-risk merchant laws in California have certain rules as well as appropriate precautions in place to protect your business as well as your clients. 

Most reliable payment processing companies implement best practices as well as the latest fraud detection technology. This means that you can easily monitor any possible cases of fraud and ensure that your business, especially client information, is protected at all times.


Serve your clients well.

Good customer service can make a difference for a business, regardless of where you operate. Your California business needs a high-risk merchant account to alleviate the stress and complications of processing payments, which then allows you to focus not only on running your business but on serving your customers as well.

You’ll have the freedom to offer more convenience to your customers and improve their shopping experience. You also get to make your clients feel that they are valued with the higher level of service you deliver.


First Card Payments Offers High-Risk Merchant Accounts for Your California Business

Your California business needs a high-risk merchant account because it ensures growth in the long run by making it easier to manage payment processing.

Contact our team today to learn more about the merchant services we offer and save 25% when you open a new merchant account.

Ryan Kemp Zulu Shack Creative
( Director of Digital Marketing )

I am passionate about delivering results and helping my clients succeed. With my expertise in SEO, branding, and marketing, I lead the agency’s efforts to create and implement effective strategies that drive business growth. Our all-inclusive approach sets us apart from other digital media companies and ensures that our clients receive the full range of services they need for online success. If you can think of it, we can build it!

Zulu Shack Creative team members thrive on momentum. Like Zulu warriors, we strive to spearhead your idea with speed and quality.

When I’m not helping my team implement new digital marketing strategies, I enjoy playing music, hosting poker nights, reading Stephen King novels, and spending time with my wife and baby daughter.

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